Can I buy a car 4 months before my 17th birthday but not pay any insurance?


My 17th birthday is not until April and I’ve found a really good price second hand car but as I can’t drive it until April is there any way I can buy the car but not start paying insurance until April? or not pay as much

you would do well to look into insurance costs before committing to buy any car as there are loads of reasonably priced cars buy very few cheap insurance offers as loads of 17 year old have discovered to their dismay

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RE :Can I buy a car 4 months before my 17th birthday but not pay any insurance?
My 17th birthday is not until April and I’ve found a really good price second hand car but as I can’t drive it until April is there any way I can buy the car but not start paying insurance until April? or not pay as much
Update: Thanks everyone, I don’t have a drive so that sucks 🙁 does a personal parking space count as being off of the road?
Update 2: @roger Just to clarify, I was never planning on ‘dancing around the law’ hence why I asked the question to find out whether it was possible for me to buy the car now without insurance or to just wait until I’m 17. But thanks for your input, I’ll wait until I’m 17 🙂 ps I don’t know how to reply to someone on yahoo answers so I don’t know whether you will see this or not
Follow 16 answers

It would have to be parked on your property, OFF the road, and declared SORN. It doesn’t NEED to be insured, but what if it was vandalised, or set on fire? I’m sure that other cars will come up when you have passed your test, what’s sooo special about this one? Passing your test could take you months, and all your cash, so you end up with no money for insurance. Your ‘new’ car could end up sitting for a year, and need some money spent just to get it back on the road, after MOT and tax have lapsed. IF you try to keep it on the road, it MUST be taxed AND insured.

Do you have somewhere on your property to store it? It can’t be left on the roadside or public land. The car must be continually insured so give a few insurance companies a ring and ask how much the insurance would cost if the car is SORN (off road). It probably will be cheaper, but will shoot up once you tax it. If you have nowhere off street to park it, then either wait until you are old enough, or get a parent to tax and insure it until you are old enough to take it on.

yes – but without insurance it must be off the public road, and your personal parking space sounds like it is not.

You might want to get some quotes for the insurance for a new driver, aged 17 with no no-claims on the car, before you buy it. You might then want to reconsider buying it.

You can buy a car at the age of 1 DAY (assuming someone gives the owner the money). What you can’t do is keep the car on the road without insurance, MOT and road tax.
As simple as that.

You can buy a car at any age but you can’t get insurance until you are 17. As it won’t be insured you can’t keep it on the road.

It must either be:
Insured and Taxed
or
Parked off road and declared SORN

Get insurance quotes

If you own a car it is supposed to be insured from day one its the law. The problem you have is you cannot even move the car or leave it parkde on a city street with no insurance. I t will be subject to impound and you can lose your license for a year for not having insurance ok? seems to me like making adult decisions is part of car ownersihip so I guess you better build the price of insurance into your ” really good price” or dont buy the car. dancing around the law already is a really bad way to start out in life. Try following the rules and things will work out a whole lot better in the long run. good luck.

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